What is third-party insurance?

clientes
1 +
Abogados
1 +
Años de exp
1 +
Empleados
1 +

Third-party insurance, often called “liability coverage,” usually refers to automobile insurance coverage that satisfies the bare minimum requirement for legal car insurance in California. If you have only liability or third-party coverage, this means your insurance will cover insurance claims made by others – also known as third parties – if you are found responsible for an automobile accident. However, this kind of insurance will generally not cover claims made by you, even if you were not at fault. This is why it is important to get what is often called comprehensive coverage – including uninsured motorist (“UM”) coverage – so that you will be covered if the following occurs: (1) you are not at fault but the other driver does not have adequate insurance to pay for repairs or medical bills; (2) you are not at fault but the other driver’s insurance disputes liability, delaying settlement; or (3) you are found to be at fault for the accident but need to repair your vehicle and/or pay for medical care. If you have any doubts about your insurance coverage while dealing with an accident, it is best to consult a knowledgeable attorney right away so you know how to proceed.

Preguntas Frecuentes Similares

Consulta Gratis

¿Preguntas? Llamanos. Hablamos inglés y español

Consultas Gratuitas 24/7

¿no encontraste lo que estabas buscando?

¿Sabias?

En el 2020, en Los Angeles, ocurrieron más de 17,000 accidentes vehiculares que pusieron en riesgo la vida y la integridad física de muchas personas.

¿Qué es la visa K-1?

Las visas de prometido permiten a los ciudadanos extranjeros que se casarán en Estados Unidos, obtener la green card para que sean residentes permanentes. Hable

Criminal Defense LAwyers

Abogados Hispanos