Definition of Third-Party Insurance
Third-party insurance, often called “liability coverage,” usually refers to automobile insurance coverage that satisfies the bare minimum requirement for legal car insurance in California. If you have only liability or third-party coverage, this means your insurance will cover insurance claims made by others – also known as third parties – if you are found responsible for an automobile accident. However, this kind of insurance will generally not cover claims made by you, even if you were not at fault. This is why it is important to get what is often called comprehensive coverage – including uninsured motorist (“UM”) coverage – so that you will be covered if the following occurs: (1) you are not at fault but the other driver does not have adequate insurance to pay for repairs or medical bills; (2) you are not at fault but the other driver’s insurance disputes liability, delaying settlement; or (3) you are found to be at fault for the accident but need to repair your vehicle and/or pay for medical care. If you have any doubts about your insurance coverage while dealing with an accident, it is best to consult a knowledgeable attorney right away so you know how to proceed.
¿Cómo Puede Ayudarme Un Abogado De Lesiones Personales?
¿Cuánto Tiempo Tengo Para Presentar Un Reclamo De Accidentes De Auto?
¿Cuáles Son Las Lesiones Por Accidentes Automovilísticos?
How Do Car Insurance Companies Investigate Accident Claims?
How Do Insurance Companies Calculate Car Accident Settlements?
How Do You Submit A Personal Injury Insurance Claim?
How Does Homeowner’s Insurance Work?
How Does The Personal Injury Claim Process Work?
How Much Time Do I Have To File A Claim After An Injury?
How To File An Insurance Claim For A Slip And Fall Injury Case
Is My Personal Injury Settlement Taxable?
Is There A Statute Of Limitations On Car Damage In California?
Is Tort And Personal Injury Law The Same Thing?
¿Qué Debo Hacer En Caso De Un Accidente Automovilístico?
¿Qué Es Un Asalto En Un Entorno Criminal?
¿Qué Pasa Si La Persona Restringida No Obedece La Orden?
Under What Circumstances Are Statutes Of Limitation Extended?
What Are The Types Of Damages In Personal Injury Cases?
Why Do Personal Injury Lawsuits Take So Long?
Why Is My Personal Injury Attorney Talking About A Jury Trial?
What Can People Do When Injured By Defective Products?
What Is A No-Fault Law For Automobile Accidents?
What Is Liability Car Insurance?
What Is The Difference Between Lawsuit and Tort Claim?
What Is Third-Party Insurance?
What Happens After a Car Accident With No Police Report?
What Happens If You Crash Someone Else’s Rental Car?
When Should I Contact An Attorney After A Car Accident?
When Should I Hire A Personal Injury Attorney?
When Should I Sue After a Car Accident?
Why Do I Need Car Insurance In Order To Drive?
Why Do Personal Injury Attorneys Have Such A Bad Reputation?